**0% DOWN. NO PMI. UP TO $5,000 TOWARD CLOSING COSTS. YES, REALLY. ** In a market where affordability feels impossible… this one CHANGES the conversation. This sleek 3-level townhome in Westchester Square delivers the rare combination buyers are chasing right now: modern design, functional space, and financing options that can dramatically reduce your cash needed to buy. Inside, the home feels elevated from the moment you walk in - wide open entertaining spaces, luxury vinyl plank flooring, oversized windows, recessed lighting, gas cooking, and a custom built-in banquet that gives the main level a polished, designer feel. Upstairs, the primary suite delivers the space and comfort buyers actually want, complete with custom closet shelving and a dual vanity bath designed for real everyday living. Need flexibility? You got it. The finished lower level is ready for your rec space, media lounge, office, gym, playroom, or second living space. Add in the private deck, attached 2-car garage, and community amenities including pool access, playground, lawn care, snow removal, and trash service - and suddenly this becomes one of the STRONGEST value plays in Waldorf right now. ****PLUS - the existing FHA loan may be assumable at an ultra-low 2.500% interest rate for qualified buyers looking to lock in a major long-term payment advantage.**** This isn't just a home. It's a smarter way to buy in today's market. Schedule your showing before everyone else figures that out too. *** Literally steps from everyday convenience - less than 1 mile to Lidl, and under 2 miles to St. Charles Towne Center, AMC 9, Target, The Wharf at O'Donnell Lake, Giant Food, Safeway, and some of Waldorf's best dining. Easy access to US-301, MD-5, and I-495 with MTA commuter bus service to Downtown DC less than 1 mile away.