Experience net-zero living in this spacious three-level townhome located in the desirable San Francisco by the Bay community. Owned rooftop solar panels, energy-efficient design, and a smart thermostat have enabled nearly three years of zero electric bills. The open-concept main level showcases hardwood flooring, abundant natural light, granite countertops, center island, stone backsplash, 42-inch cabinetry, under-cabinet lighting, and generous storage. Flexible living spaces across 4 bedrooms accommodate a home office, guest suite, recreation room, fitness area, or media room. The large primary suite offers a walk-in closet, soaking tub, separate shower, dual vanity, and en-suite bath, with laundry conveniently located on the bedroom level. Outdoor living is exceptional with an elevated Trex deck featuring a retractable awning, a private ground-level patio, and a fully fenced backyard with vinyl privacy fencing and hardscaping-perfect for entertaining, grilling, or relaxing by a fire pit. Additional upgrades include a whole-house water treatment system with sediment filtration, water softener, and a three-stage kitchen filter. Enjoy the North Beach lifestyle with a short 10-12 minute walk to the Chesapeake Bay, boardwalk, restaurants, parks, farmers market, and year-round community events. Convenient commuter access to Annapolis, Washington, marinas, beaches, dining, and recreation completes this rare offering.