Take advantage of a rare opportunity to assume a 3.37% VA loan and enjoy significantly lower monthly payments in today's market. Nestled on a private, wooded one-acre corner lot in La Plata, this property offers the space, flexibility, and freedom that today's buyers are actively searching for-without HOA restrictions. Perfectly positioned for military and government commuters, the home is within 30 miles of PAX River Naval Air Station, Indian Head, NSF Dahlgren, Joint Base Andrews, and Washington, DC, making it an ideal choice for relocation or long-term convenience. This home blends peaceful surroundings with everyday practicality, featuring a large, fenced backyard, patio access, and plenty of room to create your own outdoor retreat with space for entertaining, gardening, or future additions like a pool or firepit. The extended driveway accommodates seven or more vehicles with ease, and the oversized two-car garage currently functions as a workshop, offering incredible versatility for contractors, hobbyists, small business owners, or anyone needing dedicated workspace for tools, projects, or storage. Inside, the flexible layout is designed for modern living, with two main-level bedrooms that can serve as guest rooms, a home office, gym, or multigenerational living space. The mudroom and laundry area provide convenient access to the backyard, adding to the home's functionality. Upstairs, you'll find a bright and spacious living area with hardwood floors, a dining space, a sun-filled den with windows on three sides, a kitchen with new appliances, and three additional bedrooms including the primary. Located just minutes from shopping, schools, dining, Charles County Government offices, and the regional hospital, this home offers the perfect balance of privacy and accessibility. With room to grow, space for your lifestyle, and the added value of an assumable low-rate VA loan, this property presents a unique opportunity to customize, build equity, and enjoy everything La Plata has to offer.