Welcome to this beautifully updated two-level condo in the desirable Ballenger Creek community of Frederick and NO CITY TAXES. This unit offers a rare combination of modern upgrades, private serene views, and an incredibly rare assumable FHA mortgage at just 2.25% interest rate! Ask helpful agent how to assume this mortgage and historically low rate! Unlike most units in the complex, this home backs to lush, mature trees with no buildings behind it, creating a peaceful and private backdrop you will truly appreciate every day. The main level features brand NEW LVP flooring, an open living room and dining area, a kitchen with stainless appliances, freshly painted cabinets, and a convenient half bath. The main level showcases brand new Ashton 2.0 Baystone LVP flooring throughout. The upper-level hosts three bedrooms and two additional full bedrooms. The primary bedroom is en-suite and the other two bedrooms share a hall bath. The home has been meticulously updated throughout, with a brand-new Maytag washer and dryer on the bedroom level, a new Whirlpool refrigerator, a new Whirlpool gas oven, a new Whirlpool dishwasher, a new GE microwave with overhead vent, and all new light fixtures, truly move-in ready from top to bottom. Two dedicated parking spaces add everyday convenience. Ballenger Creek offers easy access to Ballenger Creek Park, shopping and dining along Buckeystown Pike, and quick connections to I-270 and Rt. 15 for a seamless commute to Downtown Frederick, the D.C. metro area, and beyond. Contact the listing agent for details on the assumable loan--this opportunity is not to be missed!