*** NO HOA *** Welcome to a spacious and inviting home tucked in a quiet neighborhood with NO HOA. From the classic brick front and mature landscaping to the generous backyard and outdoor living areas, this property offers comfort, flexibility, and room to enjoy both inside and out. The main level features 3 bedrooms and 2 full baths, including a large primary bedroom with its own private bath. The kitchen offers plenty of counter space and storage, with a separate formal dining-room and comfortable living space nearby for everyday convenience. A large family room with a wood-burning fireplace creates a warm and welcoming gathering space and leads to the patio, screened-in deck, and relaxing backyard with a second patio area - perfect for outdoor dining, entertaining, or simply enjoying a peaceful setting. The lower level expands the home's possibilities with a spacious recreation room featuring a second wood-burning fireplace, 2 additional bedrooms, a full bathroom, laundry room, and interior access to the attached garage. This level offers great flexibility for guests, extended living, a home office, fitness area, media room, or recreation space. I'll say it again, NO HOA. With generous indoor living areas, flexible lower-level space, two fireplaces, and a backyard designed for relaxing and entertaining, this home offers the space and lifestyle that the whole family can enjoyed for generations to come.