Fully renovated in 2026 and offered below its recent appraised value, this exceptional waterfront retreat presents a rare opportunity to own a turnkey lakefront home with built-in equity from day one. Opportunities like this are increasingly difficult to find, especially in today's limited waterfront market. With 75 feet of private waterfront on Lake Keaton, a private dock, extensive renovations, and pricing below appraisal, buyers can enjoy the confidence of purchasing a home that offers both lifestyle and value. This move-in-ready property features 4 bedrooms, 3 full baths, and two versatile bonus rooms that can easily serve as guest accommodations, a home office, fitness room, hobby space, or additional sleeping quarters. Skylights fill the open-concept living areas with natural light, while two fireplaces add warmth and character throughout. The beautifully updated kitchen offers premium appliances, an electric range, generous prep space, and a well-appointed pantry designed for both everyday living and entertaining. The spacious primary suite serves as a private retreat, complete with a spa-inspired en-suite bath and walk-in closet. A fully finished lower level provides additional flexible living space for family and guests. Step outside to expansive waterfront decking overlooking peaceful lake views. Your private dock offers direct access to boating, fishing, kayaking, paddleboarding, and endless days on the water. Located within the sought-after gated Lake of the Woods community, residents enjoy access to private beaches, pools, a marina, tennis courts, walking trails, a fitness center, dining, and year-round recreational amenities. To make this opportunity even more attractive, seller concessions may be available with an acceptable offer, providing buyers additional flexibility toward closing costs or other negotiated terms. Conveniently located near Fredericksburg, shopping, dining, and major commuter routes, this home combines the tranquility of waterfront living with everyday convenience. With waterfront inventory remaining limited, extensive recent renovations, private dock access, potential seller concessions, and pricing below appraised value, this property offers a compelling combination of luxury, lifestyle, and immediate equity that is rarely available in Lake of the Woods.