Situated on three acres of absolute bliss, this beautiful Colonial at 199 Settlers Ln, Montross, VA 22520 offers the perfect escape into private, peaceful country living. An inviting covered front porch sits in the shade of mature oak trees, welcoming you into a home that beautifully blends stone accents both inside and out. The lush, private grounds are a nature lover's dream, featuring plum, peach, apple, and three fig trees, along with a wrap-around driveway, a substantial 12x24 detached shed, and another storage container at the rear of the property for all your storage needs! Spanning 1,824 above-grade square feet, the interior of this three bedroom, three and a half bathroom home is thoughtfully designed for comfort and accessibility, including an electric chair lift to basement and second level. The main floor boasts a dedicated dining room, a dedicated laundry room, and a cozy living area centered around a warm propane fireplace. In the heart of the home, the kitchen features recessed lighting, hardwood cabinets with soft-close drawers and doors, a pantry, stainless steel appliances, and durable vinyl flooring. High-quality Anderson windows are installed throughout the home, drawing in abundant natural light, and ample attic storage is easily accessible overhead. The lower level offers incredible potential with a 912-square-foot roughed-in basement built on a solid poured concrete foundation. Already featuring partially finished flooring, an installed wood stove, a functioning half bath, and its own electric chair lift, this space is framed and ready to be finished into a custom bar, bonus room, and living area. Additional workspace is provided by the massive 812-square-foot finished attached garage, measuring 27x27 and fully equipped with electricity and HVAC. Backed by heavy-duty infrastructure including a 400-amp electrical service, a new pressure tank, and an alarm system, this home ensures complete peace of mind. When it is time to unwind, the huge multi-level deck out back serves as an entertainer's delight, making it the perfect private retreat. While you will feel a world away in your own backyard oasis, you can truly drive a little and save a lot at this fantastic location. Situated just off Route 3, the property provides an exceptionally easy commute to Dahlgren, Colonial Beach, Montross, and more, giving you the absolute best of both worlds. Come see 199 Settlers Ln, and all it has to offer!