Set in the water-privileged Riviera Beach community with no HOA, this three-level Cape Cod offers over 1700 finished square feet of comfortable, well-laid-out living space. Built in 1950 and full of character, the home features 3 bedrooms and 1.5 baths. The main level welcomes you with hardwood floors, a bright living room, and a spacious eat-in kitchen with stainless-steel appliances - plus a screened porch just off the kitchen, perfect for morning coffee or relaxing evenings. Two bedrooms sit conveniently on the main level, while the upper level offers a private owner's retreat. Downstairs, a finished 400-square-foot lower level adds a versatile rec room and a half bath, ideal for a family room, home office, or guest space. Outside, enjoy a fully fenced backyard, an attached 2-space carport, and off-street parking. Comfortable year-round with forced-air heat and central A/C, and served by public water and sewer. Best of all, community water access puts the Patapsco River and boating within easy reach. Zoned for Riviera Beach Elementary, George Fox Middle, and Northeast High, and just minutes from Route 100 for an easy commute to Baltimore and Fort Meade. A move-in-ready home that blends classic charm, functional space, and an unbeatable waterfront-community location.