Experience everything Lake Anna is known for from this fun-filled waterfront retreat on the public side of the lake! Tucked away on a quiet cove just off the main lake, this 3 bedroom, 2 bath ranch offers the perfect setting for boating, swimming, fishing, and making unforgettable memories on the water. The open-concept floor plan creates an easy flow between the family room, dining area, and beautifully renovated kitchen featuring stainless steel appliances and a stylish tile backsplash. Recent improvements provide peace of mind, including updated bathrooms, fresh interior and exterior paint, recessed lighting, added ceiling fans, new appliances, and a self-flushing water filtration system. You'll also enjoy high-speed internet through Xfinity Comcast. Outside, gather around the fire pit after a day on the water, enjoy cookouts on the back deck, or relax on the expansive upper-level sundeck above the carport. Down at the water's edge you'll love the covered lakeside deck and covered boathouse with an electric lift, ready for endless days cruising Lake Anna. The beautiful 1.02-acre lot offers plenty of space for outdoor games, entertaining, and enjoying the peaceful waterfront setting. Located in the popular Morgan I subdivision, owners enjoy access to a sandy beach, boat ramp, picnic area, community boat slips, and you'll also have access to the common area in Morgan II. By boat or car, you're just minutes from local favorites including The Cove, Tim's at Lake Anna, Moo-Thru Ice Cream, mini golf, marinas, and more. Currently operating as a short-term rental, this property offers waterfront fun, investment potential, and the laid-back Lake Anna lifestyle that keeps people coming back year after year.